For Indian stocks: INDmoney Private Limited is SEBI-registered, NSE/BSE member, and CDSL DP. Your Indian shares are held in your CDSL demat account, independent of INDmoney. For US stocks: DriveWealth LLC is FINRA/SIPC member. SIPC protects your US account up to $500,000 (including $250,000 cash). Even if INDmoney shut down, your US portfolio would be accessible through DriveWealth. The dual-layer regulatory protection (SEBI + IFSCA for India; FINRA + SIPC for US) makes INDmoney structurally sound.
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