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Is Paytm Money safe after the Paytm Payments Bank RBI action?

Yes — with an important distinction. Paytm Money Ltd is a separate SEBI-regulated entity (INZ000240532) distinct from Paytm Payments Bank. The RBI action in 2024 was directed at Paytm Payments Bank — not Paytm Money. Your demat account is held with CDSL and your securities are not part of any Paytm balance sheet. The broker itself is SEBI-supervised and operationally independent. However, investors concerned about the parent company brand may reasonably choose to use an independent broker.

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