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What is the 3-in-1 account and who benefits from it?

The 3-in-1 account links an ICICI Bank savings account, ICICI Direct trading account, and ICICI Securities demat account. Benefits: automatic fund transfer for trades (no manual NEFT), automatic debit/credit of securities, seamless settlement, and instant access to sale proceeds. Maximum benefit if you are an existing ICICI Bank savings account holder. Non-ICICI bank customers can open a 2-in-1 (trading + demat only) but lose the banking integration advantage.

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Topic: ICICI Direct FAQs

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